Cost of Living

Costs Of Living In Germany

It is mandatory to provide the German embassy a financial proof to obtain your visa, this
is usually done by opening a blocked account with €10,236 for your first year of study in Germany, a total of €853 a month. Is it enough to cover your monthly costs?

Check the prices of the essential costs down below:

Table of Contents

Accommodation

Renting a room in a shared apartment (WG) or having your own single room apartment is likely going to be your top expense. Finding an accommodation is now pretty tough especially in big cities. If you are traveling soon, you shouldn’t waste any time and start your search now.
In the following table you will find the average prices for different accommodations in different German cities.

Berlin München Frankfurt Hamburg Stuttgard Köln
WG €550 €650 €500 €450 €470 €450
Single Room Apartment €930 €1,200 €950 €890 €900 €800

Before you receive your apartment key from the landlord, you will have to pay a “Kaution” (Security deposit). This is usually 3 MonthsKaltmiete” (Rent without Utilities) or €1,000.

More about Accomodation in Germany in this article.

Health Insurance

Germany offers one of the best medical services. If you got sick, need to visit a doctor or even emergency room (I hope everyone will always stay healthy). Your health insurance will cover the costs, as the medical costs in Germany are really expensive.

Two types of health insurances are offered in Germany. Private insurance and Public insurance.

The private insurance has a price advantage, with a monthly premium ranging from €35 to €50 a month depending on the company you choose, it doesn’t really matter as they all offer the same service. You get what you pay for, in the private insurance case you will be covered only in case of emergency.

Public insurance is the best choice you can get, more expensive than the private one, but you get what you pay for. For around €100 a month (If you are university student) you are fully insured, you can go to the doctor for check-ups, hospitals and so on. The only downside is that it does not fully cover dental treatments, you don’t get all the services, some of them will have to be paid from your own budget.

It is mandatory to have a valid health insurance in Germany.

More about Health in Germany in this article.

Mobile & Internet Services

The prices for phone and internet bills in Germany are attractive. You can get a great student offer with Unlimited Calls and SMS and 10 GB of internet data for around €25/Month applied for 2 year contract. It is a great offer.

Regarding the internet home service, you can get 50MB Speed for €15-€25/Month applied for 2 years contract.

Transportation

Public transportation in Germany is for free for students. Otherwise you will pay around €50 in small cities and around €90 in big cities.

Germany offers one of the best public transportation systems in europe if not in the world. You get buses working with Bio-gas, Tram, S-Bahn, U-Bahn, ICC and ICE trains all working with electricity with zero pollution emission.

You have to respect time in Germany, if it is stated in the time table that the bus comes at 17:13 then it will come at 17:13 and leave at 17:14.

More about Transportation in Germany in this article.

Food

Food budgeting can be a little tricky to specify, as many people have different tastes, preferences, and dietary requirements. It is for this reason that I would be difficult to determine exactly how much you need per month, however, we will share with you the average prices for the ingredients and you have to calculate the recipe total price. Most students would need around 70 -100 euros per week if they cook regularly. This amount obviously increases if you are used to ordering take away.

You will find different retailers offering almost the same products for the same prices. The cheapest supermarket is Kaufland, offering everything you need for food, beverages, and much more. Aldi and Netto are also affordable, but you don’t have a lot of options. Edeka is the most expensive supermarket, offering high quality products and some branches are open 24/6 taking Sunday off.

Milk (Regular), (1 Liter) ……………….…..  €0.90

Loaf of Fresh White Bread (500g)  ……… €1.37

Rice (White), (1Kg)  ………………………. €1.87

Eggs (Reguar) (12)  ………………………. €2.04

Local Cheese (1 Kg)  ……………………… €9.28

Chicken Fillets (1 kg) ……………………..… €7.40

Beef Round (1 kg) …………………………… €11.59

Apples (1 kg) ………………………..………. €2.23

Banana (1 kg) …………………..…………. €1.46

Oranges (1 kg) ……………………….……. €2.30

Tomato (1 Kg) ……………………………….. €2.23

Potato (1 kg)………………………….…….. €1.53

Onion (1 kg)…………………………………. €1.46

Lettuce (1 Head) …………………..………. € 1.19

Water (1.5 Liter Bottle)………………….…. €0.53

The prices may vary from city to city.

Other Expenses

Above we have mentioned the fixed essential costs for living in Germany. Any other costs will be either personal or to improve living standards. One of our students reported he was going the John Reed Fitnessstudio frequently adding €30 a month to his monthly budget, another chose FitX for a price of €15 monthly.
Whatever you pay extra for personal expenses, try to be wise.

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